Bank Holidays: Banks to Remain Closed for 7 Days Between July 12 and 20, 2025
Bank Holidays: According to the Reserve Bank of India (RBI), banks across India will observe seven days of closure between July 12 and July 20, 2025, due to a combination of weekend offs and regional holidays. During this period, only two days will be available for regular banking operations. Both public and private sector banks will be affected, so customers are advised to plan their bank visits accordingly.
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Bank Holiday Schedule (July 12–20, 2025)
The RBI’s holiday calendar, which accounts for national, regional, and religious events, outlines the following closures for this period:
- July 12 (Saturday): Second Saturday of the month, a standard bank holiday across India.
- July 13 (Sunday): Weekly off, observed nationwide.
- July 14 (Monday): Banks in Shillong will be closed for Beh Deinkhlam, a festival celebrated by the Jaintia tribe in Meghalaya.
- July 16 (Wednesday): Banks in Dehradun will observe a holiday for Harela, a festival marking the onset of the monsoon.
- July 17 (Thursday): Banks in Shillong will remain closed to commemorate the death anniversary of U Tirot Singh, a revered Khasi leader and freedom fighter.
- July 19 (Saturday): Banks in Agartala will be shut for Ker Puja, a significant ritual dedicated to the guardian deity of Tripura.
- July 20 (Sunday): Weekly off, observed nationwide.
This results in seven non-working days, with only July 15 and July 18 available for banking activities in most regions. Customers in Shillong and Agartala should note additional regional closures, while other areas will primarily face weekend-related holidays.
Bank Holidays in July 2025:
| Date | Location/Zone | Reason |
|---|---|---|
| July 3, 2025 | Agartala Zone | Kharchi Puja |
| July 5, 2025 | Jammu and Kashmir | Guru Hargobind Ji’s Birthday |
| July 6, 2025 | All Locations | Weekly Sunday |
| July 12, 2025 | All Locations | Second Saturday |
| July 13, 2025 | All Locations | Weekly Sunday |
| July 14, 2025 | Shillong Zone | Beh Deinkhlam Festival |
| July 16, 2025 | Dehradun Zone | Harela Festival |
| July 17, 2025 | Shillong | U Tirot Singh Death Anniversary |
| July 19, 2025 | Agartala Zone | Ker Puja |
| July 20, 2025 | All Locations | Weekly Sunday |
| July 26, 2025 | All Locations | Fourth Saturday |
| July 27, 2025 | All Locations | Weekly Sunday |
| July 28, 2025 | Gangtok Zone | Drukpa Tshe-Zhi |
Digital Banking Availability
Despite these closures, digital banking services remain unaffected. Online banking, mobile apps, UPI transactions, and ATMs will be operational, allowing customers to manage essential transactions. The RBI’s holiday calendar, issued under the Negotiable Instruments Act, governs physical branch operations but does not impact digital services unless specified due to technical issues.
Planning Ahead
The RBI’s holiday list, available on its official website, reflects a mix of national and state-specific observances. In total, July 2025 includes 13 bank holidays across various regions, including four Sundays (July 6, 13, 20, and 27) and the second and fourth Saturdays (July 12 and 26). Customers are encouraged to check the RBI’s calendar or contact their bank to confirm regional holiday schedules before planning in-branch visits.
Key Advice for Customers
To avoid inconvenience, complete urgent banking tasks before July 12 or use digital platforms during the closure period. For instance, transactions involving cheques or other negotiable instruments may face delays due to the holidays under the Negotiable Instruments Act. Stay updated via your bank’s notifications or the RBI website for any last-minute changes.
Disclaimer: This article is for informational purposes only. Always verify the holiday schedule with your bank or the RBI’s official website before planning transactions.
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